To help income qualified families with necessary home improvements and repairs, Broadway-Fillmore NHS (BFLNHS) provides home improvement loans and grants. The program focuses on repairs that address health and safety issues – roof, foundation, mechanical systems, smoke and CO detectors, & weatherization. For home improvement grants, the typical structure is 90% grant and 10% owner contribution. The owner can use their savings, borrow from a bank, or if necessary borrow the 10% from BFNHS at 3% interest. The loans are structured so that there is a small monthly payment. There is a recapture period for the grant. If you sell the property or move out during the recapture period, a portion of the grant must be repaid.
Click below to download the initial intake form. This is not the application. This just starts the process.